Struggling to get Commercial Finance?

Posted Wednesday, October 12, 2016 Comments (0)

There is no denying the current climate for commercial lending is experiencing a turbulent period, with the lending market constricting in terms of credit approvals, acceptable security and loan terms. With interest rates at record lows, property investors are feeling the pressure to employ thei ... more

The Lending Landscape – Some Current Trends

Posted Wednesday, April 27, 2016 Comments (0)

2016 has started with record Bank profits, interest rates still at historical lows, and a significant amount of experts warning of a unit supply bubble in Brisbane. Balmain has been arranging property finance for over 35 years and the the top 3 changes / trends we have identified in the cu ... more

What do you need to get your finance approved?

Posted Wednesday, July 08, 2015 Comments (0)

Confusion. Frustration. Delays. These issues are akin to being stuck in a room full of politicians trying to solve a Rubik’s cube – no one wants any part of it, especially when it comes to arranging finance for your property. However, I bet if you were to sit down with a group of inv ... more

Fixed interest rates – the Low Down

Posted Thursday, January 29, 2015 Comments (0)

There wouldn’t seem to be a week go by where a politician, economic forecaster or media commentator is not discussing the outlook for interest rates. The decision to fix the interest rate on your debt and the period you fix can have a significant impact on the financial return on an invest ... more

Development Finance – Funding submissions in today’s environment

Posted Thursday, September 11, 2014 Comments (0)

Availability of the big 4 traditional bank funding is gaining in momentum given the stabilisation of core market sectors. However, along with the availability of funds comes a decreased risk appetite due to tighter capital controls, and more stringent regulatory requirements. This risk appetite  ... more