Struggling to get Commercial Finance?

Posted Wednesday, October 12, 2016 Comments (0)

There is no denying the current climate for commercial lending is experiencing a turbulent period, with the lending market constricting in terms of credit approvals, acceptable security and loan terms. With interest rates at record lows, property investors are feeling the pressure to employ thei ... more

Oversupply of Apartments – Fact or Fiction?

Posted Monday, May 30, 2016 Comments (0)

Australia is currently witnessing a significant boom in the number of apartments being built; city skylines are littered with cranes, particularly amongst the major cities across the east coast. As a result, banks are tightening their lending policies to apartment developers. The following table ... more

The Lending Landscape – Some Current Trends

Posted Wednesday, April 27, 2016 Comments (0)

2016 has started with record Bank profits, interest rates still at historical lows, and a significant amount of experts warning of a unit supply bubble in Brisbane. Balmain has been arranging property finance for over 35 years and the the top 3 changes / trends we have identified in the cu ... more

What do you need to get your finance approved?

Posted Wednesday, July 08, 2015 Comments (0)

Confusion. Frustration. Delays. These issues are akin to being stuck in a room full of politicians trying to solve a Rubik’s cube – no one wants any part of it, especially when it comes to arranging finance for your property. However, I bet if you were to sit down with a group of inv ... more

G20 Summit – A worthwhile exercise or an unwanted nuisance?

Posted Friday, November 07, 2014 Comments (0)

In less than a week, thousands of delegates from around the world will be gathering right on our doorstep for the G20 Summit, the 9th annual meeting of the G20 heads of government. Brisbane, for the first time in its history, is being heralded as the ‘new world city’ as it is paraded ... more

To Pre-sell or Not to Pre-sell

Posted Wednesday, October 22, 2014 Comments (0)

2014 has proven to be the best year for residential construction funding for a number of years, albeit coming off a low base post-GFC. Development sites have been bought at viable prices, interest rates are low, lenders are actually lending and as a result of all this, developers are successfull ... more

What is Asset Segregation?

Posted Tuesday, July 22, 2014 Comments (0)

Think about your present situation. You are a small business owner. The first few years in business were lean, but after 10 years you are at a point where you can step away every so often. You have the usual small business headaches, cashflow can be slow at times which means the overdraft gets a ... more