Are you being locked out by the big banks?

Posted Thursday, December 07, 2017 Comments (0)

There is no denying the current environment for commercial lending is going through a speculative period; with the lending market constricting in terms of credit approvals, acceptable security and loan terms. With interest rates remaining on hold at record lows for the 15th month in a row,  ... more

Struggling to get Commercial Finance?

Posted Wednesday, October 12, 2016 Comments (0)

There is no denying the current climate for commercial lending is experiencing a turbulent period, with the lending market constricting in terms of credit approvals, acceptable security and loan terms. With interest rates at record lows, property investors are feeling the pressure to employ thei ... more

Oversupply of Apartments – Fact or Fiction?

Posted Monday, May 30, 2016 Comments (0)

Australia is currently witnessing a significant boom in the number of apartments being built; city skylines are littered with cranes, particularly amongst the major cities across the east coast. As a result, banks are tightening their lending policies to apartment developers. The following table ... more

The Lending Landscape – Some Current Trends

Posted Wednesday, April 27, 2016 Comments (0)

2016 has started with record Bank profits, interest rates still at historical lows, and a significant amount of experts warning of a unit supply bubble in Brisbane. Balmain has been arranging property finance for over 35 years and the the top 3 changes / trends we have identified in the cu ... more

Funding Residual Stock

Posted Tuesday, November 17, 2015 Comments (0)

With APRA regulation constraining bank residential investment lending and demand & supply factors moving to higher risk grades, some developers may require more time to sell their unsold residential unit stock upon completion. Balmain can source funding that will entertain a 70% LVR of  ... more

What do you need to get your finance approved?

Posted Wednesday, July 08, 2015 Comments (0)

Confusion. Frustration. Delays. These issues are akin to being stuck in a room full of politicians trying to solve a Rubik’s cube – no one wants any part of it, especially when it comes to arranging finance for your property. However, I bet if you were to sit down with a group of inv ... more

Moving Into Your New Office Space

Posted Monday, April 13, 2015 Comments (0)

In the first of a series of guest blogs on the Commercial Property Finance Queensland Blog, Zachary Rook from Your Local Movers discusses moving your office or warehouse premises. OK, you’ve just purchased your own office / warehouse premises, and you’re ready to move in–  ... more

Evolution of Crowdfunding within Real Estate…?

Posted Tuesday, February 10, 2015 Comments (0)

The real estate investment landscape is ever changing with investors comprising of mum and dad investors, sophisticated investors, superannuation funds, equities and the list goes on. This evolution has subsequently seen the growth of investment vehicles such as property securities, REITS, funds ... more

Fixed interest rates – the Low Down

Posted Thursday, January 29, 2015 Comments (0)

There wouldn’t seem to be a week go by where a politician, economic forecaster or media commentator is not discussing the outlook for interest rates. The decision to fix the interest rate on your debt and the period you fix can have a significant impact on the financial return on an invest ... more

Commercial Property Finance – Top 5 Outcomes of 2014

Posted Wednesday, December 10, 2014 Comments (0)

As we head into the festive Christmas period, it’s an opportune time to reflect on what has been a positive 2014 for commercial property owners and developers. 1. Yield Compression (Values Are Rising) Looking back over the transactions we have financed this year, and the correspondin ... more

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